我现在在芬兰的小镇开餐馆。半年前,我带着期待来到了这里,但现实总是与想法有错出入

2022年底,疫情一结束我就决定出国,想着换个环境,重新开始。之前在国内做餐饮生意,因为疫情倒闭了,一下子变得很迷茫。那个时候,网上到处都是关于润的消息,我也蠢蠢欲动。找了以前聊过的贷款中介,跟他聊了一下,结果他告诉我可以背债。2023年初到2024年,通过一通操作从银行套了1000多个,我拿到了一半,绝大部分都换成了u,直接在小红书找了芬兰的移民中介,前前后后花了差不多十万欧,来到了芬兰。

刚到这里的时候,心里还挺兴奋的,想着一切都会变好。可现实很快让我清醒。每天就是餐馆开门、下班、睡觉,生活无聊得让人发慌。虽然手里还有几十万美元,但压力却像山一样大。有时候也会后悔想回国 ,可已经回不去了,虽然餐馆每个月能赚一万欧。看起来不错,但跟国内要还的债比起来,简直不值一提。每个月赚的如果要还的话刚好够付利息😅🤣,而且根本没空去学芬兰语。也有几个本地的朋友, 虽然这边大部分人都能说英语,但他们自己聊天都用芬兰语,我坐在旁边总感觉自己像个局外人。

偶尔也会后悔,感觉做错了决定。会焦虑万一以后更加想回国了回不去怎么办,我原本以为,出来了就能不再焦虑 ,入坑了才明白,围城罢了


  • Author: lodxis
  • Created: 2025-01-29 05:40:16 UTC
  • Score: 50
  • ID: m9s0av1
  • Ups=50 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9s0av1/

您老把债务留在中国,就像把根扎在那里一样

  • Author: Reasonable_Dingo6955
  • Created: 2025-01-29 05:46:20 UTC
  • Score: 7
  • ID: m9s12kd
  • Ups=7 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9s12kd/

给你爽完了

  • Author: Reasonable_Dingo6955
  • Created: 2025-01-29 05:46:51 UTC
  • Score: 5
  • ID: m9s14vn
  • Ups=5 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9s14vn/

2023年还能套出来这么多吗?

  • Author: Major-Luck9379
  • Created: 2025-01-29 05:56:33 UTC
  • Score: 9
  • ID: m9s2c30
  • Ups=9 | Downs=0 | Submitter=true | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9s2c30/

比较幸运吧 ,给我操作的机构是生意做的好的时候就有合作的,这中间有多少违规操作就不知道了

  • Author: [deleted]
  • Created: 2025-01-29 05:48:42 UTC
  • Score: 1
  • ID: m9s1d5f
  • Ups=1 | Downs=0 | FlairColor=dark | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9s1d5f/

[removed]

  • Author: Appropriate-Gas262
  • Created: 2025-01-29 06:04:49 UTC
  • Score: 23
  • ID: m9s3c73
  • Ups=23 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9s3c73/

我滴乖乖 1000个家金币!就算只拿一半,还要什么自行车呀。 爹爹能教我怎么操作么?

  • Author: Appropriate-Gas262
  • Created: 2025-01-29 06:06:13 UTC
  • Score: 11
  • ID: m9s3i6f
  • Ups=11 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9s3i6f/

还有,爹爹咋们都出来啦! 哪还有什么债务呀?

  • Author: ssr-boy-mr-xianzhong
  • Created: 2025-01-29 06:08:31 UTC
  • Score: 25
  • ID: m9s3rz4
  • Ups=25 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9s3rz4/

招我过去当服务员吧

  • Author: hungupon_u
  • Created: 2025-01-29 06:10:26 UTC
  • Score: 28
  • ID: m9s402g
  • Ups=28 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9s402g/

能套1千个也不是一般人

  • Author: Big_Strawberry_4084
  • Created: 2025-01-29 06:38:36 UTC
  • Score: 32
  • ID: m9s78kb
  • Ups=32 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9s78kb/

一千个能洗出来,你和我说没哪个局级干部打掩护我根本不信

  • Author: Big_Letterhead_632
  • Created: 2025-01-29 06:42:00 UTC
  • Score: 17
  • ID: m9s7m5b
  • Ups=17 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9s7m5b/

都出来了还还什么债

  • Author: Heisenberge3
  • Created: 2025-01-29 06:42:35 UTC
  • Score: 10
  • ID: m9s7of3
  • Ups=10 | Downs=0 | Flair=准备跑路 | FlairColor=dark | AuthorPremium=true | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9s7of3/

您就不会把内债赖掉吗

  • Author: Leo-110
  • Created: 2025-01-29 07:29:52 UTC
  • Score: 14
  • ID: m9scs4n
  • Ups=14 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9scs4n/

套一千个搞小餐馆这个小生意也是服,套成美元买资产都比这个靠谱,当然别想着还了,但是如果以后赚到钱了再还国内银行这方面其实意外的很好通融

  • Author: editiontom
  • Created: 2025-01-29 07:37:17 UTC
  • Score: 7
  • ID: m9sdjv8
  • Ups=7 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9sdjv8/

怎么搞一千个出来的,普通人网贷超过五万都难,何况还是把五百万搞出来

  • Author: [deleted]
  • Created: 2025-01-29 07:41:19 UTC
  • Score: 1
  • ID: m9sdz00
  • Ups=1 | Downs=0 | FlairColor=dark | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9sdz00/

[removed]

  • Author: Minmum-Verstappen
  • Created: 2025-01-29 08:16:44 UTC
  • Score: 4
  • ID: m9shjwl
  • Ups=4 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9shjwl/

五万还是挺容易 五十万就难了

  • Author: pgm3387
  • Created: 2025-01-29 07:45:13 UTC
  • Score: 7
  • ID: m9sedaw
  • Ups=7 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9sedaw/

借錢要還,誰還要借

  • Author: DukeDevorak
  • Created: 2025-01-29 08:09:04 UTC
  • Score: 4
  • ID: m9sgsld
  • Ups=4 | Downs=0 | Flair=打酱油 | FlairColor=dark | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9sgsld/

想辦法在海外處理掉國內的債務,把你的利息降低一點。如果你還留在國內,搞不好根本連把利息換掉都很難。

想要達成財務自由本來就不是易事,而你已經有一個相當穩固的立足點了。加油!

  • Author: Fantastic_Mistake395
  • Created: 2025-01-29 08:09:45 UTC
  • Score: 5
  • ID: m9sgv1z
  • Ups=5 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9sgv1z/

所以你是你妈被小贷扣住了?不然为什么要还?

  • Author: dkmfthemask
  • Created: 2025-01-29 09:16:31 UTC
  • Score: 2
  • ID: m9sn9p8
  • Ups=2 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9sn9p8/

也不算围城了 至少恁老也不愿意还债了

  • Author: Severe_Eagle_5786
  • Created: 2025-01-29 09:35:53 UTC
  • Score: 12
  • ID: m9sp3rg
  • Ups=12 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9sp3rg/

想给贷款中介做广告就直说吧

  • Author: ChaewonL
  • Created: 2025-01-29 11:57:09 UTC
  • Score: 2
  • ID: m9t3spn
  • Ups=2 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9t3spn/

一般不都是30个点吗?

  • Author: sageyoyo
  • Created: 2025-01-29 18:35:17 UTC
  • Score: 2
  • ID: m9v7gwb
  • Ups=2 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9v7gwb/

才半年就打退堂鼓了……看来在国内也是好吃好喝被伺候惯了

  • Author: CommentStrict8964
  • Created: 2025-01-29 21:54:58 UTC
  • Score: 2
  • ID: m9wfptc
  • Ups=2 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/m9wfptc/

你不会说芬兰语只好这样。虽然很难,还是补习一下吧。

  • Author: DucklingQwQ
  • Created: 2025-01-31 08:41:35 UTC
  • Score: 4
  • ID: ma5zda0
  • Ups=4 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/ma5zda0/

什麼神人能套一千個出來,給你sub 14w人說說,明天就把中國的資金搬空

  • Author: WaterProfessional535
  • Created: 2025-02-05 09:37:41 UTC
  • Score: 2
  • ID: mb2wviv
  • Ups=2 | Downs=0 | Permalink=/r/iwanttorun/comments/1icmnkh/芬兰半年的感想/mb2wviv/

假的不行。

  1. 1000多个,你好牛!

  2. 你既然还要还贷,为啥贷这么多,难道是为了2022年底买了美股?那早财务自由了。

  3. 1000多个,换我我肯定不还了,除非我孩子在国内作人质。有1000个,还开什么餐馆,一半美股一半美债,就算一年拿出来3%也够活了(找个人少的地方,只买必需品)。