这辈子有了


  • Author: Prestigious-Frame442
  • Created: 2025-12-30 21:29:21 UTC
  • Score: 2
  • ID: nwswxjz
  • Ups=2 | Downs=0 | Permalink=/r/iwanttorun/comments/1pztug6/我弱智不敢投资_钱是存high_yield_saving_account好还是买黄金期货好/nwswxjz/

买a股好

  • Author: Dazzling_Notice6521
  • Created: 2025-12-30 22:18:55 UTC
  • Score: 3
  • ID: nwt7c9o
  • Ups=3 | Downs=0 | Permalink=/r/iwanttorun/comments/1pztug6/我弱智不敢投资_钱是存high_yield_saving_account好还是买黄金期货好/nwt7c9o/

HYS 100%跑输通胀

  • Author: InvestmentBasic2130
  • Created: 2025-12-31 02:08:18 UTC
  • Score: 5
  • ID: nwud36c
  • Ups=5 | Downs=0 | Permalink=/r/iwanttorun/comments/1pztug6/我弱智不敢投资_钱是存high_yield_saving_account好还是买黄金期货好/nwud36c/

期货没搞懂前别碰。 拿5年内用不到且亏得起的钱买S & P 500指数基金,短期美国国债,黄金ETF(可选项,别买境内的,仓位在10%以下,对我而言5%都嫌多)。大部分钱存1-5年定期,利率高低能不能跑赢通胀不重要,目的是在这几年内静下心来,学习知识,回顾历史,观察时局,思考方向。 眼下现金为王,保守为好,别急着入场。这几年长持现金,留住钱不亏掉,比什么理财投资都强。

个人见解,不必参考,不构成投资建议。

  • Author: Separate-Garage-7842
  • Created: 2026-01-03 09:43:27 UTC
  • Score: 1
  • ID: nxevj6e
  • Ups=1 | Downs=0 | Permalink=/r/iwanttorun/comments/1pztug6/我弱智不敢投资_钱是存high_yield_saving_account好还是买黄金期货好/nxevj6e/

经济不好的时候还是苟着为好

  • Author: Fun-Kaleidoscope8239
  • Created: 2026-01-09 18:07:51 UTC
  • Score: 2
  • ID: nymzcxd
  • Ups=2 | Downs=0 | Permalink=/r/iwanttorun/comments/1pztug6/我弱智不敢投资_钱是存high_yield_saving_account好还是买黄金期货好/nymzcxd/

先锋领航的标普500往里面买完五年后再打开就行了